Citizens Bank Cd Rates

Checking Accounts

Account TypeMinimum Deposit to OpenMinimum Balance to Earn APYInterest RateAPY*
Advantage Checking$50N/AN/AN/A
Advantage Plus Checking$1,000$1,0000.01%0.01%
Smart Start Checking$50N/AN/AN/A
Cash Back Checking$50$1,0000.01%0.01%

Classic Money Market Account

Certificates of Deposit & IRAs Savings with Locked-In Rates. A time deposit, commonly referred to as a certificate of deposit, or CD, offers a fixed rate of interest over a specific time, and yields a higher rate. Rates apply to new accounts and may not apply to existing accounts. Maximum deposit of $1,000,000 per customer. CD rates listed require a Business Advisor Checking, Citizens Analysis Business Checking, or Commercial Checking account.$5,000 if monthly interest disbursement by check or transfer is required. Open a Certificate of Deposit (CD) with First Citizens bank and lock in a steady rate. Open your CD account online. Public Funds are not available for CD promotional rates. After you open your. Rate Tier Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY. Tier 1: $100: $0.25 - $24,999.99: 0.03%: 0.03%: Tier 2: $100 $25,000 - $99,999.99. Certificates of Deposit (CDs) « Swipe for More ». Minimum Balance. Flexible Add-On (6-12 month terms) $250.

Citizens Bank Cd Rates 2020

Rate TierMinimum Deposit to OpenMinimum Balance to Earn APYInterest RateAPY*
Tier 1$1,000$0.25 - $24,999.990.03%0.03%
Tier 2$1,000$25,000 - $99,999.990.05%0.05%
Tier 3$1,000$100,000 - $299,999.990.09%0.09%
Tier 4$1,000
$300,000 - $499,999.990.13%0.13%
Tier 5$1,000
$500,000 and over0.15%0.15%

High Yield Indexed Money Market Account

Rate TierMinimum Deposit to OpenMinimum Balance to Earn APYInterest RateAPY*
Tier 1$25,000$0.25 - $99,999.990.10%0.10%
Tier 2$25,000$100,000 - $199,999.990.10%0.10%
Tier 3$25,000$200,000 - $299,999.990.10%0.10%
Tier 4$25,000
$300,000 - $399,999.990.10%0.10%
Tier 5$25,000
$400,000 and over0.10%0.10%

Savings Accounts

Account TypeMinimum Deposit to OpenMinimum Balance to Earn APYInterest RateAPY*
Advantage Savings Tier 1$100$0.25 - $4,999.990.02%0.02%
Advantage Savings Tier 2
$100$5,000 and over0.03%0.03%
Ca$h Savings Club$10$0.250.02%
0.02%

Certificates of Deposit (CDs)

Account TypeMinimum BalanceInterest RateAPY*
Flexible Add-On (6-12 month terms)$2500.05%0.05%
1 Year
0.10%
2 Year
$1,000
0.15%
3 Year
0.25%
4 Year
$1,000
0.35%

Individual Retirement Account (IRA)

Account TypeMinimum Deposit to Open
Interest Rate
APY*
Fixed Rate 6 Month$1000.05%0.05%
Fixed Rate 1 Year
$100
0.10%0.10%
Fixed Rate 2 Year
$100
0.15%0.15%
Fixed Rate 3 Year
$100
0.25%
0.25%
Fixed Rate 4 Year
$100
0.35%0.35%

Health Savings Account (HSA)

Rate TierMinimum Deposit to Open
Minimum Balance to Earn APY
Interest Rate
APY*
Tier 1$100$0.25 - $24,999.990.03%0.03%
Tier 2
$100
$25,000 - $99,999.990.05%
0.05%
Tier 3
$100
$100,000 - $299,999.990.09%0.09%
Tier 4
$100
$300,000 - $499,999.990.13%0.13%
Tier 5
$100
$500,000 and over0.15%0.15%
*APY = Annual Percentage Yield
Fees may reduce earnings.
Checking, Savings, Money Markets & HSAs:
  • Rates may change at any time
  • A penalty will be imposed for early withdrawal
  • Rates are subject to change at maturity
Scroll to the left to view the rest of the table.
It’s never too early, or too late to start saving for the future. At Citizens State Bank, we can help whether you’re ready to start a savings account, looking for a premium savings option or want to plan for retirement. We’ll help you select the right savings plan to help achieve your dreams.

Savings Account

An everyday savings account with low minimum balances.

Premium Money Market

Competitive rates for larger balances.
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The perfect plan if you want a basic account with a low minimum balance.
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Maximize your savings with our highest yielding savings account.

Citizens Bank Cd Rates Nh

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Manage your health care expenses with a no annual fee HSA. A debit card gives you easy and convenient access to your HSA funds.
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Citizens

Citizens Bank Cd Rates Certificates Of Deposit

Citizens Bank Cd Rates

Certificate of Deposits

If you’d like great rates and great choices on a Certificate of Deposit (CD), look no further. You can select from a variety of CDs depending on your needs and goals. We have term length options from 10 months to five years. You can also select regular CDs and IRA CDs. Check out current rates here.

A Unique CD Option

Citizens Access Cd Rates Today

You can get an adjustable rate CD that breaks all the rules. Our Rule Breaker CD lets you:

  • Bump up your rate once during the term
  • Withdraw up to 50% with no penalty
  • Add to your CD

Citizens Bank Cd Rates Pa

Talk to us about how to start a CD today! See our current rates for more information or contact us.