Checking Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Checking | $50 | N/A | N/A | N/A |
| Advantage Plus Checking | $1,000 | $1,000 | 0.01% | 0.01% |
| Smart Start Checking | $50 | N/A | N/A | N/A |
| Cash Back Checking | $50 | $1,000 | 0.01% | 0.01% |
Classic Money Market Account
Certificates of Deposit & IRAs Savings with Locked-In Rates. A time deposit, commonly referred to as a certificate of deposit, or CD, offers a fixed rate of interest over a specific time, and yields a higher rate. Rates apply to new accounts and may not apply to existing accounts. Maximum deposit of $1,000,000 per customer. CD rates listed require a Business Advisor Checking, Citizens Analysis Business Checking, or Commercial Checking account.$5,000 if monthly interest disbursement by check or transfer is required. Open a Certificate of Deposit (CD) with First Citizens bank and lock in a steady rate. Open your CD account online. Public Funds are not available for CD promotional rates. After you open your. Rate Tier Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY. Tier 1: $100: $0.25 - $24,999.99: 0.03%: 0.03%: Tier 2: $100 $25,000 - $99,999.99. Certificates of Deposit (CDs) « Swipe for More ». Minimum Balance. Flexible Add-On (6-12 month terms) $250.
Citizens Bank Cd Rates 2020
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $1,000 | $0.25 - $24,999.99 | 0.03% | 0.03% |
| Tier 2 | $1,000 | $25,000 - $99,999.99 | 0.05% | 0.05% |
| Tier 3 | $1,000 | $100,000 - $299,999.99 | 0.09% | 0.09% |
| Tier 4 | $1,000 | $300,000 - $499,999.99 | 0.13% | 0.13% |
| Tier 5 | $1,000 | $500,000 and over | 0.15% | 0.15% |
High Yield Indexed Money Market Account
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $25,000 | $0.25 - $99,999.99 | 0.10% | 0.10% |
| Tier 2 | $25,000 | $100,000 - $199,999.99 | 0.10% | 0.10% |
| Tier 3 | $25,000 | $200,000 - $299,999.99 | 0.10% | 0.10% |
| Tier 4 | $25,000 | $300,000 - $399,999.99 | 0.10% | 0.10% |
| Tier 5 | $25,000 | $400,000 and over | 0.10% | 0.10% |
Savings Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Savings Tier 1 | $100 | $0.25 - $4,999.99 | 0.02% | 0.02% |
| Advantage Savings Tier 2 | $100 | $5,000 and over | 0.03% | 0.03% |
| Ca$h Savings Club | $10 | $0.25 | 0.02% | 0.02% |
Certificates of Deposit (CDs)
| Account Type | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| Flexible Add-On (6-12 month terms) | $250 | 0.05% | 0.05% |
| 1 Year | 0.10% | ||
| 2 Year | $1,000 | 0.15% | |
| 3 Year | 0.25% | ||
| 4 Year | $1,000 | 0.35% |
Individual Retirement Account (IRA)
| Account Type | Minimum Deposit to Open | Interest Rate | APY* |
|---|---|---|---|
| Fixed Rate 6 Month | $100 | 0.05% | 0.05% |
| Fixed Rate 1 Year | $100 | 0.10% | 0.10% |
| Fixed Rate 2 Year | $100 | 0.15% | 0.15% |
| Fixed Rate 3 Year | $100 | 0.25% | 0.25% |
| Fixed Rate 4 Year | $100 | 0.35% | 0.35% |
Health Savings Account (HSA)
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $100 | $0.25 - $24,999.99 | 0.03% | 0.03% |
| Tier 2 | $100 | $25,000 - $99,999.99 | 0.05% | 0.05% |
| Tier 3 | $100 | $100,000 - $299,999.99 | 0.09% | 0.09% |
| Tier 4 | $100 | $300,000 - $499,999.99 | 0.13% | 0.13% |
| Tier 5 | $100 | $500,000 and over | 0.15% | 0.15% |
Fees may reduce earnings.
- Rates may change at any time
- A penalty will be imposed for early withdrawal
- Rates are subject to change at maturity
Scroll to the left to view the rest of the table.
Savings Account
Premium Money Market
Citizens Bank Cd Rates Nh
Citizens Bank Cd Rates Certificates Of Deposit
Certificate of Deposits
If you’d like great rates and great choices on a Certificate of Deposit (CD), look no further. You can select from a variety of CDs depending on your needs and goals. We have term length options from 10 months to five years. You can also select regular CDs and IRA CDs. Check out current rates here.
A Unique CD Option
Citizens Access Cd Rates Today
You can get an adjustable rate CD that breaks all the rules. Our Rule Breaker CD lets you:
- Bump up your rate once during the term
- Withdraw up to 50% with no penalty
- Add to your CD
Citizens Bank Cd Rates Pa
Talk to us about how to start a CD today! See our current rates for more information or contact us.